Resources

FINRA's BrokerCheck

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Financial Resources

Calculate your wealth, take the RIQ test, and more.

Life Insurance Quotes

Review quotes from multiple companies.

Social Security & Medicare

Apply for government benefits.

Our Services

Get to know the services, strategies, and culture that drive our business.

A Firm Founded on Integrity

Our mission is to serve our clients by combining sound strategies and strong investments to help them pursue their financial goals while acting with honesty, respect, and integrity. We are a recommended SmartVestor Pro and have been affiliated with the Ramsey team since 2005.

Investing

Retirement & Wealth Accumulation Strategies

  • Rolling over your 401k, 403b, and other employer plans
  • Grow your money tax-free in a Roth IRA
  • Tax sheltered options for taxable dollars

Sudden Wealth Guidance

  • Inherited funds
  • Sold a home
  • Etc

Legacy Strategies

  • Start investing for your children's college
  • Jump start your kids with an UTMA account

Life Insurance & Long Term Care Insurance

  • Multiple companies to choose from
  • Competitive pricing
  • Creative strategies
  • Personal service
  • Hybrid policies
  • Lump sum strategies
  • Try our Term-Life quote engine to see premium you might be looking at.
  • Legacy building
  • Creative ways to leverage your assets​
  • Pass them on to your children, church or charity

Insurance Selection

Estate Planning

Eric Grzegorski is our estate planning attorney. Eric meets with our clients 2 times per month to set up:

  • Wills
  • Powers of attorney
  • Trusts
  • and much more

Disclosures and Disclaimer:

401(k) Rollover: Before rolling over your retirement account, consider all available options, which include remaining with your current retirement plan, rolling over into a new employer’s plan or IRA, or cashing out the account value. When deciding between an employer-sponsored plan and IRA, there may be important differences to consider – such as range of investment options, fees and expenses, availability of services, and distribution rules (including differences in applicable taxes and penalties). Depending on your plan’s investment options, in some cases, the investment management fees associated with your plan’s investment options may be lower than similar investment options offered outside the plan.

Roth IRA: A Roth IRA offers tax free withdrawals on taxable contributions. To qualify for the tax-free and penalty-free withdrawal of earnings, a Roth IRA must be in place for at least five years, and the distribution must take place after the age of 59 1/2 or due to death, disability, or a first time home purchase (up to a $10,000 lifetime maximum). Depending on state law, Roth IRA distributions may be subject to sales taxes.

Disclaimer: For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Centera Advisors LLC nor any of it’s representatives may give legal or tax advice. 

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